The word to describe the contributions of supplementary funded pension is flexibility:

  • You can determine yourself the amount of contributions,
  • You can increase or decrease the amount of savings according to your need,
  • You can temporarily suspend contributions,
  • You can take out part of the money before your retirement.
Pension insurance with Guaranteed Interest
Compensa Life Vienna Insurance Group SE: Pension Insurance with Guaranteed Interest from 25 euros per month
Pension Insurance with Investment Risk
Compensa Life Vienna Insurance Group SE: Unit-linked Pension Insurance from 25 euros per month
Mandatum Life Insurance Baltic SE
AS SEB Life and Pension Insurance: Guaranteed Pension Insurance from 32 euros per month
AS SEB Life and Pension Insurance: Growth Portfolio for Pension from 30 euros per month
Swedbank Life Insurance SE: Pension Insurance+ from 30 euros per month
Swedbank Life Insurance SE: Private Portfolio for Pension from 50 euros per month

Since 1 February 2014, the following fields must be completed on the payment orders for acquiring units of the funds of the supplementary funded pension must:

Payee: AS Pensionikeskus
Account of the payee: select the account number opened in the
commercial bank of your choice:
Luminor Bank AS EE961700017004379157
SEB Pank AS EE141010220263146225
Swedbank AS EE362200221067235244
Reference number*: the pension account number to where you
wish to buy the units of the fund
Explanation: the processing code 30101119828 and
ISIN-code of pension fund.
Each fund has its unique ISIN-code

*payment reference number for the employer’s pension: investor’s pension account number, employer’s registry code, check digit (all written together). The check digit is received by the method of 7-3-1 calculation (For more help see the webpage of the Estonian Banking Association

NB! We would like to point out that before making the described payments for the first time, the clients must contact the bank that manages their account, because the related procedures may differ in different banks.

The processing codes for indicating the voluntary funded pension funds:

LHV Supplementary Pension Fund EE3600010294
LHV Pension Fund Index Plus EE3600109419
Luminor Pension Fund Equity 100 EE3600098422
Luminor Pensionifond Interest Plus EE3600109369
SEB Active Pension Fund EE3600074076
SEB Balanced Pension Fund EE3600008934
Swedbank Pension Fund V30 EE3600007530
Swedbank Pension Fund V60 EE3600071031
Swedbank Pension Fund V100 EE3600071049
Swedbank Pension Fund V100 Index (exit limited) EE3600109484

Read more: Income Tax Incentive on contributions